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Services for families including Philanthropy, Rental Real Estate, Roth IRA and more.

Businessman representing College Tuition, Divorce and Separation, IRS services and more.Families and Individuals

Whether my clients own their own businesses or are employed by organizations, they incur tax compliance obligations that must be met on a timely basis. I take a long-term approach by emphasizing effective tax planning throughout the year.

The key to minimizing tax obligations is to defer tax liabilities for as long as possible under the law. When tax liabilities are deferred, those funds can be invested to earn additional income, pay down debt, or used to make other purchases.

My clients include executives of large enterprises and non-profit organizations, owners of closely held businesses, and family groups with diverse family entities. 

Tax Planning

Perhaps the most important services that I provide for families and individuals are to help them to better understand their most significant financial transactions, and as a result, to make better decisions on behalf of themselves and their families. This includes making details projections and building financial models to help clarify various “what if” scenarios, determine the likely capital gains or (losses) to be realized, and estimate the amounts necessary to satisfy Federal and state estimated tax payment obligations. These services cover a variety of major financial transactions, including:


  • Sales of bonds, mutual funds or stocks
  • Exercise of stock options (ISOs, NSOs, preferred stock, private stock, restricted stock, Units and Warrants)

Real Estate

  • Sale of primary residence
  • Purchase and sale of rental real estate property
  • Rental real estate cash-flow analysis, loss carry-forward and tax planning
  • §1031 Like-Kind-Exchange tax-deferred rental real estate transactions

Retirement and Pension Plans

  • Traditional IRA and Roth IRA contributions
  • Nondeductible IRA contributions
  • Roth IRA and 401(K) conversion and re-characterization


  • College tuition savings plans

Tax Compliance

The tax compliance services that I provide for families and individuals are what most people think of when “CPA” is mentioned, including:

  • Income tax return preparation
  • Divorce or separation tax implications
  • Estate tax return preparation
  • Gift tax return preparation
  • Trust tax return preparation
  • Report of Foreign Bank and Financial Accounts (FBAR) with the U.S. Dept. of the Treasury
  • Representation before the IRS, state or municipal tax authorities


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