Joe Twardy CPA

Joseph T. Twardy, Jr., CPA

Joe is the principal and founder of TwardyCPA. He brings over 30 years of extensive business experience to help clients achieve their business and personal goals.

Joe holds two full CPA licenses granted under the authority of:

  • Massachusetts Board of Public Accountancy
  • New Hampshire Board of Accountancy

Both licenses include full reciprocity to practice public accounting in all 50 states, the District of Columbia, and five U.S. territories: American Samoa, Guam, the Northern Mariana Islands, Puerto Rico and the U.S. Virgin Islands.

Licensed CPA practitioners are the only individuals or firms who can issue independent reports of any kind on financial statements of business entities or other organizations. Licensees also provide services to include but not limited to one or more kinds of management advisory or consulting services, preparing tax returns or providing advice on tax matters.

Joe provides expertise in the following areas:

  • Accounting and bookkeeping
  • Auditing and attestation services
  • Business modeling and forecasting
  • Financial analysis and planning
  • Internal controls
  • Software applications
  • Tax planning, compliance and return preparation:
    • Estate and gift taxes
    • Income taxes
    • Trusts

He has worked with clients in a variety of industries, including architecture and engineering, construction, consulting, emerging technologies, family-owned businesses, hospitality, information technology, law firms, medical and dental practices, nonprofit organizations, professional services, and real estate development.


Rensselaer College

Bachelor of Science, Electrical Engineering

Bridgewater State University

Postgraduate Accounting Courses

Boston University

Master of Business Administration, with Honors

Stonehill College

Postgraduate Accounting Courses

"Joe Twardy has helped us for several years to assure and certify our timely preparation of both Federal and state filings."

Barbara Hughey, Lexington, MA

"Hands down Joe Twardy is the best CPA I have worked with; I have and will continue to recommend him to everyone I know.K.D. Joslin"

K.D. Joslin

"Joe responded to the IRS, straightened out my errors, and made everything OK. From now on, my taxes will be done professionally."

B.J., Lexington, MA

Have a Question? Contact Us Today!

Sunapee: 603.763.0350

24 Pine Grove Rd., Sunapee, NH 03782

Lexington: 781.274.6600

405 Waltham St., Suite 382, Lexington, MA 02421